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Facts About Credit Cards

January 8th, 2010 | 1 Comment

A credit card is a small plastic card, with a readable magnetic strip, that consumers can use to make purchases with an available line of credit. Credit cards are such a commonplace convenience, in fact, that in today’s society we rarely if ever even think about how they work and what their effects on society are.

History

Credit cards first began to proliferate and become popularly successful in the 1920s. Originally, they were seen as an efficient way to let motorists pay for gasoline quickly.

Warning

Due to the relative ease of using credit cards for fraudulent criminal behavior, credit cards have a fairly high risk factor compared to other financial tools.

Benefits

Credit cards are becoming increasingly useful in modern society, particularly as online shopping becomes ever more popular.

Potential

Some credit cards include small computer chips which allow them to be scanned from a distance. Companies are currently developing cards that could be scanned by simply walking through a door, along with product tags that scan the same way, in order to develop checkout-free shopping.

Fun Fact

Different credit card companies include a different combination of numbers on the front of their credit cards. Each card company also assigns its own unique expiration dates to its cards.

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One Response to "Facts About Credit Cards"

idttixa says:

April 2, 2010 at 1:22 am

Curprq

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